The Decade of Native Electronic Payments - 2010 and Beyond
This year, 2010, marks the beginning of the decade where the transition to “native electronic payments” will be completed. Consumers will continue down the road of abandoning check writing. Businesses will automate the processes necessary to move to a native electronic payments environment and over the next decade the check will no longer be the preferred business payment method.
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View Article: The Decade of Native Electronic Payments Published in AR Matters March-April 2010 |
UPIC and Wire Transfer - Perfect Together
UPICs for ACH have been a reality for more than half a decade.
So where is UPIC for wire transfer?
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View Article: UPIC and Wire Transfer - Perfect Together Published in AFP Payments Newsletter - June 2009 |
U.S. B2B Electronic Payments Landscape -- A Highway with Limited Access Ramps
Most people take for granted the importance of the Interstate Highway System that was developed over the last fifty years. The highway system was essential to the economic development of the United States.
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View Article: The U.S. B2B Electronic Payments Landscape Published in AFP Exchange April 2008 |
U.S. Wire Transfer Systems Enhancements: Missing in Action
Representatives from the New York Fed and CHIPS promised to announce a decision
on the direction that they would take by the end of June, 2007. As we move into 2008,
no one is sure when or if the direction willbe announced. The corporate community
was counting on leadership from these two organizations to move this initiative forward.
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View Article: U.S. Wire Transfer Systems Enhancements: Missing in Action Published in AFP Payments Newsletter - February 2008 |
The Myth of EDI - An EDI & XML Primer
A myth exists that traditional electronic data interchange is too expensive and technically complex. The popular belief is that it only makes sense for large companies to implement EDI solutions.
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View Article: Poor Man's EDI December 2007 |
Enhancing the Wire Transfer Systems - The Dilemma – ISO 20022 or STP 820?
There is little debate among the banks or the payments system operators that the systems require upgrades to increase automation for the initiation and receipt of the payments. They also agree that the systems need enhancements to carry structured remittance information to enable automated reconciliation and posting to accounts receivable systems. So what constitutes the debate?
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View Article: Wire Transfer Debate Published in AFP Exchange - May 2007 View Presentation: IntraNet Product Users Group June 2007 |
Is business check conversion to ACH inevitable?
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View Article: Letter to the American Banker April 2005 |